How to find out the debt on housing and communal services, even if you do not have a personal account

Every owner or renter of housing is obliged to pay for the provided utilities. But if there were no various circumstances in life, such as unforeseen situations or delayed wages, then there would be no rent arrears. The consequences of unpaid payments can lead not only to the suspension of utilities, but even eviction from housing. The editors of the online magazine homemaster.techinfus.com/en/ consider it their duty to warn citizens about the sad consequences and tell how to find out the debt for housing and communal services in order to pay it off as soon as possible.

In addition to the total amount, the payment contains information about the billing period for which accruals were made

General information about rent

Utility bills are regulated by article 154 of the RF LC, but adjustments to the receipt can be made by the regional authorities of the constituent entities of the Russian Federation, the management company, the HOA. Usually in the columns of the receipt for "communal" contain such services as gas and water supply, electricity, water disposal. Depending on the houses, a column may appear about payment for the elevator, intercom, cleaning of the local area and the removal of solid household waste. If current repairs are carried out, this will also be reflected in the receipt, as well as major repairs.

How to check debts for housing and communal services

Article 155 of the LC RF indicates the time frame in which citizens must be notified of the amount of charges and the presence of debt for housing and communal services. The receipt is sent to the payer's address, and the information about the debt can be indicated right there.If for some reason there are no receipts on hand, or it contains inaccurate data, then there are several ways to check the debt. You can examine the receipt and find the payer's code there, by which it is easy to find out the debt for housing and communal services. The code consists of 10 digits and allows you to get complete information on financial debt on any service that provides such information.

Checking debts by visiting housing and communal services or a management company

You can check the amount of debt by visiting your management company in person or its information system.

If the management company is not far away, then this will be the optimal solution - such information received on hand will be the most accurate

But there is a significant disadvantage of such a decision: a lot of time will be spent on a visit to the management company. Reception of citizens is carried out at certain hours, which may be inconvenient for some citizens, however, it is easy to get a receipt for services there.

How to find out the rent arrears on a personal account

Not everyone wants to spend time visiting the housing office, because it is much easier to find out the status of apartment bills through the personal account number.

Everyone is able to find out debts on housing and communal services on a personal account

A personal account is assigned to each payer who uses the provided housing and communal services. Thanks to this identification, it is easy to determine if a consumer is on the list of debtors. Information on a personal account will be given by a self-service terminal in any bank, you just need to follow the instructions on the screen in the item "Payment for utilities". The history of payments for the apartment will also be displayed there.

How to find out the debt on housing and communal services on a personal account at the Russian post office

Russian Post also provides information to debtors on a personal account. This is not the fastest way, not only because of the number of people at the post office, but also because of the specifics of the information provided.

For information provided by mail, a commission is charged

How to check debt in a bank that accepts payments for utility bills on a personal account

Utility debts can be found through internet banking or mobile banking. If you do not want to use such a service, then it is not forbidden to visit the bank in person and immediately deposit cash on your personal account. Payment is credited to the account within three working days.

When paying through a mobile application, commission is not charged in all cases, and funds are credited to the account in a few minutes

Some banks offer to activate the free Auto Payment service - this option debits the amount specified by the client directly on the personal account. This service will allow you to always pay utility bills on time.

How to find out on a personal account debt for electricity, gas and water in the information services of enterprises

There is another option, how to find out your debts for housing and communal services: dial the phone number of the resource supplying organization responsible for water and gas supply, electricity.

In order to receive information about debts and payments, you will need to provide your personal account number, address and personal data

The phone number can be indicated on the receipt for previous billing periods or found on the Internet.

How to find out the debt at

Many people believe that there is nothing more reliable than how to find out the debt for housing and communal services by address. If you go to the housing office in person, you will have to wait your turn. But the information will be the most accurate.

The address will indicate all the information for the required billing periods, tell you what tariff is valid for gas, water or electricity

All information about all payments and charges first goes to the housing maintenance office, and then appears on the Internet in the database. Therefore, if you do not want to visit the housing office personally, it is better to find out how to find out the debt on housing and communal services online at the address on various information resources.

How to find out the debt in the bailiff service

If a court has already taken place and a decision has been made to collect the debt through the bailiff service, then the information can be found on the website of the FSSP of Russia at: http://fssprus.ru/. It is better to search through the "services" option - there we select the search for individuals and enter the requested data.

How to find out the debt on housing and communal services through "State Services"

The Gosuslugi portal is a large-scale project, thanks to which every Russian can find the information he needs about communal debts via the Internet and immediately repay the entire amount. First you need to register via email, phone number or SNILS. Then you need to confirm your identity with the MFC or other government agency that provides similar services.

Now all the functions of the portal are available to a person

How to find out the debt for housing and communal services via the Internet on the "Gosuslugi" portal:

Based on the results, you can immediately pay off the debt.

How to check debts online

But there is nothing easier how to find out the debt on housing and communal services online at the address and other data. The rent can be found out and paid off on the website http://vse-dolgi.ru, as well as through the services “Yandex. Money ”,“ Money Mail.Ru ”,“ WebMoney ”and others.

Payment is made by credit card

On such services, the protection of banking and other data is guaranteed, besides, most of the details are not entered manually, which reduces the error to almost zero.

Video about payment methods for housing and communal services debt

Consequences of non-payment of debt for housing and communal services

Any action has a result: from non-payment of utility bills, there will also be consequences.

Do not hope at random: debts always follow the debtor

At first, a defaulter can be turned off utilities, and for a long time it is impossible to live without gas, electricity and water. The management company can go to court, and the claim for debt repayment will have to be satisfied. Only you will have to spend money on legal costs.

The court will always be on the side of the management company in case of ignoring the rent payment law

There is an option of transferring the debt case to the bailiff service. In addition to the fact that this authorized body will impose penalties, a ban on leaving the country may follow. Another consequence of non-payment of the receipt for each billing period is the accrual of penalties. Thus, daily debt increases by a certain amount. In extreme cases, the management company contacts collection agencies.

How to get a certificate of absence of housing and communal services debt

If a person needs a certificate of the absence of housing and utility debt, then a request must be made to the management company or the HOA to which the house belongs, or the MFC (not in all regions). An application for such a certificate can be made by a homeowner who is 18 years old, citizens registered in this apartment, a trustee with a notarized power of attorney, judicial authorities, guardianship and trusteeship authorities.

In addition to the application, you will need a passport and housing documents confirming the right of ownership

The certificate is prepared in 2-3 days and is valid for 10 calendar days. Don't go into debt and sleep well!

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